All posts by Clarissa

How to Avoid a Huge Tax Bill When You are Self-Employed

Now that you own your own business, you are responsible for your taxes. One of the fears that I hear about the most is having to pay a huge tax bill when filing your taxes as self-employed at the end of the year.   This is a fear that holds business owners back from really making an […]

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think like a millionaire

How to Think Like a Millionaire

There are three main ways to become a millionaire today: have it handed to you (inheritance), win it (lottery), or work your a$$ off for it and make the money yourself. But it is possible for you to become a millionaire in your lifetime.   Now let me be clear, if you are going to work for […]

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Tips for having a treat yourself day on a budget

Maybe you are trying to save as much money as possible right now. Or you have a boatload of debt that needs to be paid off. Or you don’t make very much money and are living on a tight budget. It doesn’t matter what your financial situation is, but sometimes you really just need to […]

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Ways to Make an Extra $1000 a Month

Who couldn’t use an extra $1000 a month? But when you work a salaried job, you are limited in how much more money you can make.   So you have to resort to other options to make the extra money that you need.   But before you can really start making the extra money, you need to define why […]

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Tips to start and build up a Business emergency fund quickly

You know all about building an emergency fund for your personal expenses, but what about building an emergency fund for your business? Why would you want to build a business emergency fund?  ​ What if something were to happen to you and you couldn’t work in your business? Usually if you are working for an employer, you […]

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how to spring clean your finances woman cleaning

How to Spring Clean Your Finances

Spring cleaning is a popular task for most people with their homes because you can open up the windows and air things out again. But honestly it doesn’t matter when you do spring cleaning of your home or your finances.   The more important thing is that you do it.    So why don’t you also work on […]

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how to set prices in your business so you don't go broke

How to Set Your Prices So You Aren’t Broke

Small business owners are always hard pressed for learning how to set their prices in their online businesses. Being completely honest, setting prices can be either really easy or really hard. But for your online business, you need to learn the art of setting prices or you will go broke and your small business will […]

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broken piggy bank emergency fund emergencies keep happening

I’ve Built My Emergency Fund, Now Emergencies Keep Happening

Have you built your emergency fund to an amount you are happy with? And now that the money is just “sitting” there, emergencies happen so that you have to spend this money?  Your car breaks down and fixing it costs 75% of your saved emergency fund. ​Or your refrigerator just quits working and you need to go […]

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money mistakes business owner needs to avoid

Big Money Mistakes Every Business Owner Needs to Avoid

Money mistakes are pretty much inevitable. They are going to happen. But they are going to happen because no one is perfect. But when you own your own business, there are some money mistakes that every business owner needs to avoid.   When you avoid making these big money mistakes in your business, then you just may […]

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money lessons from the wolf of wall street

The Biggest Money Relationship Lessons to be Learned from The Wolf of Wall Street

The Wolf of Wall Street is a movie that features Leonardo DiCaprio as Jordan Belfort. It is based on a true story of how a young adult started at the very bottom of the Wall Street corporate ladder and then in just a few short years, he was a billionaire. The movie depicts the life […]

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Celebrating Your Money Wins

Did you know that you really should celebrate all of your money wins? It doesn’t matter if they are big or small or even medium sized. You should celebrate every single money win that happens.   As humans, we tend to focus on the not so good things much more than we focus on the good things, […]

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ultimate guide of expense deductions for online business

The Ultimate Guide to Expense Deductions in Your Small Online Business

You started your own online business, and now you have to do your own accounting for your business. But do you really know what counts as an expense deduction and what doesn’t count?   Worry no more! I’ve got you covered and now you will know exactly what you can take as a deduction and what you […]

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reasons why you are living paycheck to paycheck

Reasons Why You are Still Living Paycheck to Paycheck

78% of Americans live paycheck to paycheck, which was highlighted even more by the 2019 federal government shutdown, in January. So if you are one the millions of people that is in this situation of living paycheck to paycheck, you aren’t alone.   But I know it’s not a good place to be in. I was in […]

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how to set and achieve your money goals

How to Set and Achieve Your Money Goals

Many people set goals on a regular basis, especially their money goals. I’m sure you read all the posts on how to set SMART goals – specific, measurable, achievable, relevant and time limit.   Setting SMART goals is how you should set all of your goals, including your money goals. How to Set SMART Money GoalsMake the […]

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the money lessons my dad taught me

The Money Lessons My Dad Taught Me

The money lessons that we have learned when we are an adult, were taught to us when we were growing up. Most of these lessons are taught to us by our parents – mom and dad. But we also pick them up from TV shows, movies, the media, friends, friends’ parents, aunts and uncles, grandparents […]

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How to Master Your Business Finances (Like a Real Accountant)

You don’t have to be an accountant to master your business finances. You own your own business, so you should easily be able to answer any question about your business finances.   No one expects you to be an accountant, just because you have your own business. But you need to be able to handle and understand […]

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business bookkeeping mistakes to avoid to be successful in your business

Most Common Bookkeeping Mistakes to Avoid to Have a Successful Business

You’ve started your business and now your bookkeeping is seen as one of the necessary evils that you must do in order to have success as a business owner. But there are several bookkeeping mistakes that you can avoid in your business.   Some see their business bookkeeping as a tedious and boring task. But when you […]

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how to conduct an audit of your business expenses

How to Audit Your Own Business Expenses

Conduct an audit of your business expenses so that you know where you are spending your money in your business every month. #smallbusiness #businessexpenses

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reasons you are undercharging in your business

5 Reasons You Are Undercharging in Your Business [That Have Nothing to Do With Money]

You can never to seem to make enough money in your business. And if you do make enough money in your business, then it means working all waking hours of your life and taking on clients that don’t pay you on time or making offers that you really don’t want to do. These are all […]

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clients paying on time every time

How to Get Your Clients to Pay You on Time Every Time

One of the questions I get asked a lot is “How do I get my clients to pay me on time?” Well, for me, the first thing that comes to mind is that you are doing one of a few things wrong if your clients aren’t paying you on time, every time. And these things […]

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